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Wells Fargo Capital Finance (WFCF) is one of the top lead arrangers of asset-based loans in the U.S. with a large and diversified portfolio of close to 2,500 customers and $37 billion in loans outstanding. Capital Finance offers traditional asset-based financing, specialized senior secured financing, accounts receivable financing, purchase order financing, and supply chain financing to a wide range of companies throughout the United States, Canada and the United Kingdom. Our Asset Based Lending (ABL) Relationship Managers are responsible for:
Credit and administration of a portfolio of ABL clients
Analyzing collateral and financial performance of borrowers
Maintaining and growing client relationships, including meeting with portfolio clients and actively working with team leaders and senior management in executing/structuring transactions within the portfolio
Wells Fargo Commercial Distribution Finance (CDF) provides inventory financing solutions, service and intelligence through in-depth industry expertise and a commitment to customers. Programs include inventory and accounts receivable financing, asset-based lending, private label financing, and related financial products. On March 1, 2016, Wells Fargo acquired CDF from GE Capital.
The Inventory Finance Relationship Manager is responsible for managing a team of portfolio manager professionals and they participate in all phases of an inventory finance transaction after financial closing including:
Conversion to term financing
Operations and financial monitoring
Analyzing requests for consents and waivers
Restructures of troubled account
Documentation and closing
The Inventory Sales Representative focuses on growth and retention of existing, large, and high priority Inventory Finance dealers within an assigned target market to develop new business, and retain and penetrate existing business.
A Loan Doc Specialist is responsible for performing a variety of loan documentation duties on moderately complex loans, and using comprehensive knowledge of policies and procedures for loan products. They are primarily responsible for:
Closing and Compliance for Loan Products
Interpreting Policies while analyzing applicant, property and documentation
Ordering all required verifications, documentation and subsequent follow ups
An Analyst is the primary analytical support for the investment bankers in the origination of investment banking transactions such as merger and acquisition advisory services, leveraged finance, investment grade debt, and public equity. They are responsible for:
Assisting in the cultivation of customer relationships by conducting research, participating in strategic planning and assisting in the execution of advisory services.
Participating in client meetings, due diligence visits and other client interactions during which they gain exposure to key executives and senior bankers.
They provide these services as part of a team consisting of Associates, Vice Presidents, and Managing Directors.
Associates are an integral part of the Investment Banking and Capital Markets team. They are directly involved in the design, origination, structuring and execution of investment banking products and services for existing and prospective clients. Specific Associate responsibilities include:
Creating detailed financial models used for valuation (DCF, LBO, merger plans, accretion/dilution, comparable company and transaction analysis)
Preparing marketing documents, including pitch materials, confidential offering memoranda, management presentations, fairness opinions and board presentations
Conducting extensive financial and industry due diligence to evaluate the risk/return parameters of a transaction
Supporting senior bankers in their relationship management responsibilities, including interaction with current and prospective clients
Managing, developing, and mentoring analysts and other support staff
Participating in client meetings, due diligence visits and other client interactions during which they gain exposure to key executives and senior bankers
They provide these services as part of a team consisting of Analysts, Vice Presidents, Directors, and Managing Directors.
Wells Fargo Business Banking serves businesses that have annual sales from $5 to $20 million. As a Business Development Officer in Business Banking, you will increase Wells Fargo relevance to prospective customers and position Wells Fargo Business Banking and product partners for new business opportunities through consistent marketing efforts and delivery of value added ideas. Your responsibilities as a Business Development Officer will include:
Partner with leadership to develop sales strategy and marketing efforts in a defined territory
Responsible for all phases of the sales life cycle
Majority of your time will be spent outside the office engaged in sales activities
Business Relationship Manager effectively acquires, manages and grows profitable account relationships with business customers that have annual gross sales of generally more than $5MM and less than $20MM. In one of the Relationship Managers roles, you will:
Ensure the overall success & growth of an assigned portfolio by deepening relationships of existing customer and through the acquisition of new customers
Assess the financial needs of your customers for the purpose of formulating a business plan and delivering an effective variety of financial products and services to help them succeed financially
Perform financial analysis and underwriting in the areas of credit, cash flow and collateral
Wells Fargo Business Banking has multiple levels of Relationship Managers and industry specific Relationship Managers. This provides you a great career path and numerous opportunities for growth and development.
Wholesale Banking provides financial solutions to businesses across the United States and globally, with annual sales generally in excess of $5 million. Credit Analysts in Wholesale Banking generally support Wells Fargo Business Banking; businesses with annual sales of $5 million to $20 million or Middle Market Banking; businesses with annual revenues of $20 million to $500+ million. On any given day, you may expect to:
Conduct complex credit investigations
Analyze diverse credit information for loans
Analyze/formalize documentation of loan transactions and credit history of customers
Perform research/analysis related to projects such as industry studies